"Springing for a new dress or a fun, festive top that can be paired with other items in your wardrobe doesn't have to break the bank," she says. "And don't forget accessories that can be used to make that little black dress or pair of designer jeans more New-Year's-Eve ready!"

Cosentini says, "Adding sparkle and shine always does the trick, whether it's with embellished footwear, clutches or even cocktail rings and bangle bracelets."

Some of her favorite festive outfits for New Year's Eve include metallics and sequins. "Try a sequined camisole," she says. A funky skirt is another option. "Try a feather skirt with a colorful top and heels for a different look," she says. A colorful, one-shoulder dress is an attention-getter, too. "It may be cold outside," she acknowledges, "but once you get into the party, make a statement with a fun, new dress."

Cosentini also suggests adding a pair of embellished heels. "Even if you aren't going to an over-the-top party, a pair of embellished shoes can dress up the most casual look."

Statement jewelry is another way to dress up a party outfit, according to Cosentini, who, this year, likes oversized jewel necklaces, bangles or big cocktail rings.

Here are more specifics from the T.J. Maxx and Marshall's expert on putting together a stylish look for the holidays:

For a Night on the Town:

— One-shoulder dress in red or black

— Small, sparkly clutch

— Dazzling statement earrings

— Jeweled, sky-high heels

For a Dinner Party:

— Detailed, pencil skirt

— Embellished tank with a light, knit cardigan

— Oversized cocktail ring

— Patterned stockings

— Booties with buttons, zippers or other details

For a Weekend Day Out:

— Animal print blouse

— Faux fur trimmed vest

— Skinny jeans

— Knee-high, riding boots

— Top if off with colorful leather gloves and a hat

For a Girls' Night:

— Lace detailed dress with a matching shrug

— Oversized jeweled necklace

— Heels with bows in a jewel tone

— Top if off with a faux fur coat

For a Work Party:

— Belted sweater dress with dolman sleeves in a jewel tone

— Chunky bangles

— Wedge, suede booties

— Oversized, Italian leather satchel handbag

(SET IMAGE) smo122011adAP.jpg (END IMAGE) (SET CAPTION) Lace is one of the hottest holiday trends this year. A creamy lace dress from off-price retailer T.J. Maxx is just one stylish way of celebrating a festive party on a budget. (END CAPTION)

Sharon Mosley is a former fashion editor of the Arkansas Gazette in Little Rock and executive director of the Fashion Editors and Reporters Association. To find out more about Sharon Mosley and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

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